Have you ever wondered how much coverage and help you would get from your insurance if you were to get into a car accident? Of course, every insurance company and policy is a little bit different, but here are a few helpful details. 

Here is what car insurance will cover in the event of an accident.

Vehicle Damage

First, your insurance will help cover the damage caused to your vehicle in your car accident. You might need to take your car to a shop or mechanic to get an estimate of what the repairs would cost, and then you can communicate with your insurance company to receive that help. The extent of the damage that will be covered depends on your personal car insurance policy. 

Certain policies might require you to pay a certain amount of the damage before they’ll cover the rest of the cost. The damage coverage also might depend on if the accident was your fault or not. To find more information on the vehicle damage coverage that you’ll receive in the event of an accident, contact your car insurance agents and ask about your policy.

Personal Injuries

Next, your insurance company will also help to cover the cost of personal injuries that have occurred during the car accident. Head and neck injuries are some of the most common after car accidents. Even if your car accident wasn’t severe or extensive, you might suffer from whiplash or neck pain after the accident. 

Your insurance can help cover the cost of treatments or medications to help you recover. The same principle goes for more extensive, expensive injuries that occur during car accidents.

Damage Done to Another Driver

In addition to covering any damages done to your own car, your insurance policy will also cover some of the damage done to another driver’s car in the event of an accident. If the opposite driver’s car has sustained some expensive damage or if the driver has been injured, they’ll likely want help covering those expenses. For this reason, it is important to exchange contact information and insurance information after an accident has occurred. Again, coverage may vary depending on if the accident was your fault or not.

So, if you’ve been in a car accident and are trying to figure out how to take care of the costs, remember that your insurance can help with coverage. Your car insurance can cover vehicle damage, personal injuries, and damage done to another driver. This is why it is so important to pay for car insurance coverage if you own and drive a vehicle.

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