| 404 N Court St. Medina | 330.722.4444 - 1575 Pearl Rd Brunswick | 330.225.5605

Personal Watercraft Coverages and Options

Personal Watercraft Liability coverage

Personal Watercraft liability coverage can help pay for injuries and property damage to others from a covered accident if you are found to be legally liable. This includes pollution liability coverage and wreckage removal.

Personal Watercraft Collision coverage

Collision coverage helps pay for damage to your boat, motor, trolling motor, trailer and permanent and portable boating equipment in the event of a covered accident with another boat or object.

Personal Watercraft Comprehensive coverage

Comprehensive helps cover damage to your boat, motor, trolling motor, trailer and permanent and portable boating equipment resulting from losses other than collision. This includes damage from fire, theft or storms.

Personal Watercraft Uninsured or Underinsured Personal Watercraft coverage

This boat insurance coverage helps pay for damages due to bodily injury that you and anyone on your boat sustain if injured in a covered accident with an uninsured or underinsured boater or a hit-and-run boater.

Personal Watercraft Medical payments

Medical payments helps cover medical bills for the treatment of injuries that are incurred by you or others while operating or occupying your boat.

Personal Watercraft On-water Watercraft towing and labor

This option covers towing expense and other emergency services up to selected limits in the event your boat becomes disabled while on the water.

Personal Watercraft Fishing equipment coverage

Fishing equipment insurance helps cover damage to fishing equipment while on an insured boat or while being carried on or off an insured boat.

Personal Watercraft Personal effects insurance

Personal effects insurance helps pay replacement cost for loss or damage to your personal property while onboard or while being carried on or off an insured boat.

Personal Watercraft Roadside Assistance for Watercrafts

As a trusted boat insurance company, we also offer Roadside Assistance as an optional coverage, which helps pay for on-site labor for your tow vehicle or boat trailer or towing to the nearest qualified repair facility.

Personal Watercraft Watercraft insurance discounts
  • You may be eligible for a reduced rate on the above policies. Explore our watercraft insurance discounts on our watercraft insurance coverage.
  • Once you get your boat insurance quote from us, check out our boat safety tips before you set sail.


(330) 722-4444 

pay online

Click Here to Pay Your Bill / Sign Up for an On-Line Nationwide Account

Please have your account or policy number handy if you are signing up for an On-Line Nationwide Account.



Lazor Insurance and Financial Services
404 North Court Street
Medina, Ohio 44256

(330) 722-4444 Phone
(330) 722-6161 Fax

Securities offered through Nationwide Securities, LLC., member FINRA, SIPC. DBA Nationwide Advisory Services, LLC. in AR, CA, FL, IL, NY, TX and WY. Representative of Nationwide Life Insurance Company, affiliated companies and other companies. Representatives of Nationwide Securities, LLC may only conduct business with residents of the states in which it is properly licensed and/or registered. Please note that not all of the products and services that may be mentioned are available in every state. Nationwide, the Nationwide N and Eagle, Nationwide is on your side, and other marks displayed in this message are service marks of Nationwide Mutual Insurance Company or its affiliates, unless otherwise disclosed. ©2015 Nationwide.

© 2020 Lazor Insurance and Financial Services. 
All Rights Reserved.
FEW-0548AO (7/2017)