| 404 N Court St. Medina | 330.722.4444 - 1575 Pearl Rd Brunswick | 330.225.5605

Personal Watercraft Coverages and Options

Personal Watercraft Liability coverage

Personal Watercraft liability coverage can help pay for injuries and property damage to others from a covered accident if you are found to be legally liable. This includes pollution liability coverage and wreckage removal.

Personal Watercraft Collision coverage

Collision coverage helps pay for damage to your boat, motor, trolling motor, trailer and permanent and portable boating equipment in the event of a covered accident with another boat or object.

Personal Watercraft Comprehensive coverage

Comprehensive helps cover damage to your boat, motor, trolling motor, trailer and permanent and portable boating equipment resulting from losses other than collision. This includes damage from fire, theft or storms.

Personal Watercraft Uninsured or Underinsured Personal Watercraft coverage

This boat insurance coverage helps pay for damages due to bodily injury that you and anyone on your boat sustain if injured in a covered accident with an uninsured or underinsured boater or a hit-and-run boater.

Personal Watercraft Medical payments

Medical payments helps cover medical bills for the treatment of injuries that are incurred by you or others while operating or occupying your boat.

Personal Watercraft On-water Watercraft towing and labor

This option covers towing expense and other emergency services up to selected limits in the event your boat becomes disabled while on the water.

Personal Watercraft Fishing equipment coverage

Fishing equipment insurance helps cover damage to fishing equipment while on an insured boat or while being carried on or off an insured boat.

Personal Watercraft Personal effects insurance

Personal effects insurance helps pay replacement cost for loss or damage to your personal property while onboard or while being carried on or off an insured boat.

Personal Watercraft Roadside Assistance for Watercrafts

As a trusted boat insurance company, we also offer Roadside Assistance as an optional coverage, which helps pay for on-site labor for your tow vehicle or boat trailer or towing to the nearest qualified repair facility.

Personal Watercraft Watercraft insurance discounts
  • You may be eligible for a reduced rate on the above policies. Explore our watercraft insurance discounts on our watercraft insurance coverage.
  • Once you get your boat insurance quote from us, check out our boat safety tips before you set sail.


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Nationwide announced a $1 million, multi-year commitment to support local and national programs dedicated to fostering social justice: NAACP, The Bail Project and Equal Justice Initiative. The multi-year commitment on criminal justice efforts is in addition to Nationwide’s significant and long-held support of initiatives aimed at addressing economic empowerment, education and housing-all core issues at the heart of systemic racism. You can read all of the details here: blog.nationwide.com/investments-to-fight-racism/... See MoreSee Less

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Lazor Insurance and Financial Services
404 North Court Street
Medina, Ohio 44256

(330) 722-4444 Phone
(330) 722-6161 Fax

Securities offered through Brokers International Financial Services, LLC. Member SIPC. Investment advisory services offered through LexAurum Advisors, LLC, a registered investment advisor. Brokers International Financial Services, LLC and LexAurum Advisors, LLC and Lazor Insurance & Financial Services are not affiliated companies.

© 2020 Lazor Insurance and Financial Services. 
All Rights Reserved.
FEW-0548AO (7/2017)