Motorcycle and ATV Insurance
Liability coverage can help cover expenses from damaging a motorcycle or injuring a person in an accident. Our bodily injury liability automatically includes coverage for guest passengers.
Collision coverage helps pay for physical damage to your motorcycle if you hit another vehicle, another vehicle hits you, or your motorcycle rolls over. This coverage includes safety apparel coverage up to $2,000. Collision coverage may be required if your vehicle is financed or leased.
Comprehensive motorcycle insurance helps pay for damage to your motorcycle not caused by a collision. This can include damage or loss due to theft, vandalism or falling objects, as well as natural disasters including fire, storms and flooding.
Uninsured motorist insurance may help protect you against drivers who don’t have liability insurance or lack the money to pay for injuries and damages they cause to you, your passengers or your motorcycle. This coverage is often paired with underinsured motorist coverage, which is similar, but for situations where the other driver’s insurance will pay for some of the damages. Such coverage may also protect you from covered hit and run accidents. Each state has its own uninsured motorist laws and such coverage is subject to policy coverage provisions and limits.
Our optional emergency Roadside Assistance program provides help with a flat tire, a jump or a tow. Members can increase their coverage to include trip interruption expenses incurred when traveling more than 100 miles away from home.
Regardless of who is at fault, medical payments coverage helps pay medical costs for you and your passengers in the event of an accident involving your motorcycle.
This covers aftermarket parts and equipment not originally installed on the vehicle by the manufacturer. You get $3,000 of coverage if you have comprehensive insurance. You can purchase additional limits up to $30,000.
OEM endorsements help ensure that your vehicle is repaired with new parts from the original equipment manufacturer, whenever available. If an original equipment manufacturer part is not available, we will issue payment based on the fair market value of the new original equipment manufacturer part. This coverage is available for vehicles less than 10 years old.
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